Tabby and Tamara for Online Stores: Adding Buy Now, Pay Later in Saudi Arabia

1. The customer picks Tabby or Tamara at checkout.
2. The provider checks eligibility and approves within seconds.
3. The customer pays the first instalment; the rest are scheduled.
4. You receive the order value according to the agreed settlement cycle, minus fees.
5. Collecting the remaining instalments is the provider’s job, not yours.

• Higher conversion on products customers hesitate to pay for at once.
• Larger baskets, because shoppers see the instalment, not the full price.
• Visibility in the providers’ own apps, which list partner stores.

It is not right for every store: with very thin margins and low prices, fees can eat the profit.

Ask both for a written commercial offer and compare it on your real sales numbers; many stores add both.

• A registered business (commercial registration or freelance document, per each provider’s policy).
• A live store with clear return policy, contact details and SAR prices.
• A business bank account for settlements.

Do not stop at the checkout option: show instalment messages on product and cart pages. For gateways in general see choosing a payment gateway for a Saudi store.

• Process full or partial refunds from your store or the provider dashboard so instalments update automatically.
• Align your return policy with the provider’s terms.
• Include fees in your pricing and promotions.
• Test the full journey on mobile, from selection to the thank-you page.
• Sync BNPL order status with stock so cancelled orders do not look paid.

Outgrowing a hosted platform? Read leaving a hosted ecommerce platform.

How do I add Tabby or Tamara to my store?

Open a merchant account with your business documents, then enable it in Salla or Zid payment settings, install the app on Shopify or the plugin on WooCommerce, or integrate through the API for a custom store.

Does the merchant get paid in full?

Yes. The merchant receives the order value minus the provider fee according to the settlement cycle, and the provider collects the instalments from the customer.

What do Tabby and Tamara charge merchants?

Fees are set in each merchant’s commercial offer, usually a percentage per transaction and sometimes a fixed fee. Ask both for a written offer and compare.

Should I add both?

Many stores do, because each has users who do not use the other, as long as the fees fit your margins.

Do you integrate Tabby and Tamara into custom stores?

Yes, as part of ecommerce website development: payments, webhooks, refunds and instalment messages on product pages.

Tell us your store platform and average order value, and we will explain the integration steps and what to prepare before applying.

Please enable JavaScript in your browser to complete this form.

brief Phone Project

Full Name *

Phone (optional)

Email *

Project brief

Send project enquiry